As of 20 September 2025<\/strong>, Centrelink made its latest round of deeming rate changes and threshold indexation<\/strong> \u2014 and while some full pensioners got a welcome boost, others may feel the sting of reduced entitlements.<\/p>\n These changes aren\u2019t one-size-fits-all, and the impact is especially important for aged care clients<\/strong>, many of whom are assessed as non-homeowners<\/strong>.<\/p>\n Let\u2019s unpack what this means for you or your loved one receiving aged care, and how we can soften the blow.<\/p>\n According to recent modelling, here’s how the changes are playing out:<\/p>\n Single full pensioners<\/strong>: up to +$772\/year<\/strong><\/p>\n<\/li>\n Couple full pensioners<\/strong>: up to +$1,165\/year<\/strong><\/p>\n<\/li>\n Couple homeowners<\/strong>: no negative impacts \u2014 indexation outweighs deeming increases<\/p>\n<\/li>\n<\/ul>\n Single homeowners<\/strong> with assets between $309,250\u2013$324,000: Single non-homeowners<\/strong> with assets between $309,250\u2013$637,250: Couple non-homeowners<\/strong> with assets between $521,500\u2013$786,000:Who\u2019s Better Off \u2013 And Who\u2019s Not?<\/h3>\n
\ud83d\udfe2 Positive Impacts<\/strong><\/h4>\n
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\ud83d\udd34 Negative Impacts<\/strong><\/h4>\n
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Pension reductions of up to -$37\/year<\/strong><\/p>\n<\/li>\n
Pension reductions of up to -$790\/year<\/strong><\/p>\n<\/li>\n
Pension reductions of up to -$770\/year<\/strong>