Resources.
Clear information for every step of the aged care journey.
Aged care can feel overwhelming, particularly when you’re trying to understand fees, funding, accommodation and the choices available to you or someone you love. We’ve created a collection of easy-to-understand resources to help you navigate the process with greater confidence and clarity. From understanding aged care fees to preparing for your next conversation, these resources are here to help you make sense of the information and feel more prepared for what’s ahead.
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Understanding Aged Care Fees
Aged Care Fees – Before & After 1 November 2025
Understanding aged care costs and terminology can be confusing, particularly when names and arrangements change. This easy-to-follow guide explains the key aged care fees and contributions before and after 1 November 2025, including what the different terms mean and how to think about them in everyday language.
What’s inside?
The guide provides a simple overview of:
Basic Daily Fee
Accommodation Payment (RAD)
Daily Accommodation Payment (DAP)
Higher Everyday Living Fee (HELF)
Hotelling Contribution
Non-Clinical Care Contribution (NCCC)
It also explains how the terminology has changed and uses simple comparisons such as groceries, buying a room, renting a room, room service and hotel services to make the different fees easier to understand.
Please note: Aged care rules, rates, thresholds and fees can change. Always check the latest information or speak with your aged care provider or adviser about what applies to your circumstances.
Before the Crisis: 5 Essential Documents Every Older Australian Should Have in Place
One of the most common things we see when families are considering aged care is a rush to organise paperwork during a period of stress, illness or crisis. A hospital admission, a fall, a dementia diagnosis or an urgent need for residential aged care can leave families...
3 Top Questions when entering care…
I meet with a lot of clients and their families when the need for care arises and there's always three top questions that are asked when moving to a residential aged care facility. What do I need to do to enter a facility? How do I find a service? How will I fund it?...
How do we find the right facility?
Questions around finding the right aged care facility are pretty common. Chances are, you've caught up with the folks over the holidays and maybe realised that mum and dad were a little more frail than you last remembered, they weren't coping as well around the house...
How you could keep Dementia at bay
Here are five things you can do to reduce the risk of dementia: Dementia is a devastating illness that affects one in 10 people over 65 but recent research suggests there are things you can do to reduce the risk of it happening to you.[1] The Economic Cost of Dementia...
Do we Have to Sell the House?
It’s a common question we hear when a family member needs to transition into an Aged Care facility, which in turn, begs other questions… If you rent out the house out after they enter aged care, when does the house become subject to capital gains tax (CGT)? Does it...
Your Life and Death Checklist!
So, while you're still alive and have capacity, what are some of the considerations you need to take into account? Here's a list of a few we've come up with: Enduring Power of Attorney document Advanced Health Directive Consider Trusts or Asset Protection strategies...
The Disturbing Trend of Elder Abuse
Seniors are sadly, prime targets for Elder Abuse. They hold the largest share of wealth and often require assistance dealing with their financial affairs. Elder abuse is mistreatment of an older person that is committed by someone with whom the older person has a...
Achieving Peace of Mind
Unsure of where to go or where to turn? Confused by all the jargon and complexities of aged care? Wondering who can help? By combining our understanding of your personal situation with our expert knowledge of the aged care system, the advisers at Trusted Aged Care...
How do I get clarity for my situation?
If you feel a bit overwhelmed by the complexities of aged care, you're not alone. Our role is to take away the pain and develop a personalised strategy which includes: A professional assessment of your personal financial situation, so that informed decisions can be...
Highlights from the 2017-2018 Budget for Retirees
On Tuesday 9 May 2017, the Treasurer, Scott Morrison, released the Government’s 2017-18 Budget. This year’s Budget won’t significantly impact retirees; however, there were plenty of changes announced that could affect you. For further information regarding these...
How can an Adviser help?
Moving into residential aged care can be an emotionally charged time and there are many challenges in arranging and negotiating entry to an aged care facility. We're here to help you navigate the change. Some of the questions we have the answers to are: What will it...
Need help understanding what it means for you?
Resources can help you get started, but everyone’s circumstances are different. If you’re unsure about your options, your fees or what you need to do next, we’re here to help you work through the information and understand your options.
